Starfish Business Credit Card – HOME BASED BUSINESS Credit Card and Why You might Need To Switch Cards

Credit-card issuers have turned their attention to the small business market as the consumer card market has become saturated. To help you sort through the hundreds of small business credit-card offers, we surveyed the top issuers (in terms of purchase volume) about their lowest non-introductory rates and their highest penalty rates, which often kick in after two late payments. Of course, interest rates depend on an applicant's credit and can change at any time. But here's a snapshot of what the biggest issuers are currently offering. (Information is provided by the issuers unless otherwise noted. Variable rates are listed in terms of the prime rate, which is 5% as of Aug. 20, 2008.)
Credit-card issuers have turned their attention to the small business market as the consumer card market has become saturated. To help you sort through the hundreds of small business credit-card offers, we surveyed the top issuers (in terms of purchase volume) about their lowest non-introductory rates and their highest penalty rates, which often kick in after two late payments. Of course, interest rates depend on an applicant’s credit and can change at any time. But here’s a snapshot of what the biggest issuers are currently offering.
(Information is provided by the issuers unless otherwise noted. Variable rates are listed in terms of the prime rate, which is 5% as of Aug. 20, 2008.)

When you have been a continuing business owners for a couple of years, you might want to consider getting new business credit card. The advantages and benefits of current lines of credit far exceed those from a few years back. You may save your business some cash if you change to a fresh business credit cards.

Let’s take a look at some ways why choosing a new business credit card may be a good notion:

1. No Expiration Of Rewards – Running and maintaining a business takes up the majority of your time probably. Burning up your rewards ought not to be a worry for you.

Lately, many lenders have been supplying a “no expire” clause for the rewards you build on your brand-new business credit card. The rewards can be allowed by you to build up for so long as you need.

I believe this is helpful for air kilometers especially.

2. Fixed APR Rates When Overall economy Is Battling – Another reason you may want to change in your old cards for a fresh business credit cards is the reduced rates of interest offered throughout a struggling economy.

With a small amount of research, you will get an excellent fixed APR rate that can last for the whole duration of enough time you have the home based business credit card.

3. Allowed Exchanges – This will go along with #2. In the event that you do opt to get a new business credit card, look for one which allows transfers of balance.

You will put away adequate money on the new interest only when the lending company gives you to transfer the total amount.

4. Higher Percentage Of CASH RETURN – Not long ago i saw a card with a share back again rate of 5%. That’s fantastic for an ongoing business credit line. Before, it was common practice to provide 1% back. I usually hoped companies would provide a higher rate to be a faithful customer. They need to have heard my wishes and thoughts!

I really believe this is a superb time to consider a fresh business credit card. You’ll find better incentive options, rewards without expiration dates, better interest rated set for the duration of the full life of the cards, and you shall save your valuable company money by transferring all amounts to a cards with lower interest.

Finding a credit card with many of these options will need you some right time. It probably will never be the first credit card you find in your search. However, you have the right (so long as your credit is good) to improve cards once you want. May be a good time to do it now.